Proudly backing Queensland businesses since 2014

The Queensland Capital Solutions senior team standing together in a bright, modern office.

Based in the heart of the Sunshine Coast, Queensland Capital Solutions is built for today’s businesses. We look beyond the single transaction, focusing on the bigger picture.

We bridge the gap between business operations and personal wealth to ensure your private assets — from your first family home to your SMSF — are working just as hard as your business.

What makes us different

Line-art icon representing business-first commercial lending expertise.

We specialise in out-of-the-box SME lending, and understand the operational realities of cash flow, asset structures, and commercial growth.

Business-First Expertise

Line-art icon representing our true local Queensland DNA.

Whether you are purchasing your first home or scaling a portfolio, we design tailored investment solutions to support your broader goals.

Integrated Financial Solutions

Line-art icon representing integrated financial solutions for business and personal wealth.

With an established track record of more than ten years, we have the skills to navigate Queensland’s shifting property and business cycles.

Deep Market Experience

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We are real people deeply connected to the local community, offering the insight and access that only comes from being local.

True Queensland DNA

From complexity to clarity.
One clear process.

Line-art icon for Step 1 of our commercial finance process: Strategic Foundation.

We analyse your financial ecosystem to identify the capital structure that best supports your long-term growth.

Strategic Foundation

Line-art icon for Step 2 of our commercial finance process: Bespoke Structuring

We engineer a custom funding roadmap designed to accommodate your specific operational reality.

Bespoke Structuring

Line-art icon for Step 3 of our commercial finance process: Market Negotiation.

Leveraging deep lender relationships, we create competition for your business to secure terms that match your reality.

Market Negotiation

Line-art icon for Step 4 of our commercial finance process: Execution and Growth.

We manage the friction from application to settlement and beyond, acting as your partner for future expansion.

Execution & Growth

Our Story

We founded QCS in 2014 believing that Queensland businesses and professionals deserve more. We built the alternative, combining the market agility of a broker with the care of a long-term advisor.

Today, we are defined by a clear ethos: prioritising long-term growth over the quick transaction. Every solution we craft is grounded in transparency, respect, and a genuine commitment to seeing our clients thrive.

Your QCS Team

Adrian Mula, Founder and Managing Director at Queensland Capital Solutions.

Adrian Mula

Founder, Managing Director

  • With over a decade of experience in the finance sector, I combine a background in banking and small business consulting with a commitment to delivering strategic funding solutions. As Founder and Managing Director, I guide the direction of QCS, ensuring we always look beyond the single transaction. My focus is on bridging the gap between commercial operations and personal wealth, helping ambitious professionals, businesses, and local families build long-term financial success.

    Qualifications & Memberships: Mortgage Broking Management, Risk Management, Business Finance, and member of the FBAA.

    Outside the office: Supporting the Cowboys, adventure racing, snowboarding locally and abroad, and enjoying the great QLD outdoors.

leanor Nott, Finance Broker at Queensland Capital Solutions.

Eleanor Nott

Head of Lending

  • With over 20 years of experience in finance, accounting, and real estate, I specialise in helping clients turn their property and investment aspirations into reality. My unique background spans from managing businesses across multiple states to specialising heavily in complex SMSF lending structures. Today, I apply that knowledge across all types of lending to secure optimal outcomes for my clients. Whether funding a first home, a major development, or a tenth investment property, I treat every milestone with absolute dedication.

    Qualifications: Certificate IV in Finance and Mortgage Broking.

    Outside the office: Enjoying the beach, time with family, and watching AFL — Go Cats!

Cooper Jamieson, Finance Broker at Queensland Capital Solutions.

Cooper Jamieson

Finance Broker

  • With a background in commercial banking and the wholesale export industry, I bring a practical understanding of cash flow, operations, and the realities behind business numbers to every transaction. I specialise in structuring complex approvals across commercial, residential, SMSF, and private lending. Bringing together my extensive commercial banking background and hands-on business experience, I help investors, business owners, and local families secure tailored funding structures to achieve their goals and build lasting wealth.

    Core Focus: Commercial and residential lending, SMSF structuring, and financial analysis.

    Outside the office: Exploring the Sunshine Coast, staying active, and playing tennis or golf.

Grace Svensson, Finance Broker at Queensland Capital Solutions.

Grace Svensson

Finance Broker

  • With over five years in asset finance, I have built deep experience across a broad spectrum of lending solutions. My background spans from consumer finance — like car and personal loans — through to complex commercial lending, including equipment finance, cash flow solutions, and business lending. This diverse mix provides me with a well-rounded understanding of how finance must be tailored to suit different goals, industries, and stages of business growth to ensure long-term success and achieve the best possible client outcomes.

    Core Focus: Asset finance, equipment lending, and cash flow solutions.

    Outside the office: Spending time with my two fur babies, painting, cooking, and rollerblading.

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Elmer John (EJ) Espanola

Credit Analyst

  • As a Credit Analyst with nearly six years of experience, I specialise in the rigorous assessment and evaluation of complex lending applications. I bring a straightforward, highly analytical approach to credit assessment, underpinned by a strict commitment to accuracy, risk awareness, and responsible lending practices. Motivated by continuous learning and strengthening my technical understanding of regulatory frameworks, I ensure every application we process is robust, compliant, and positioned for the best possible outcome.

    Qualifications: Certificate IV in Finance and Mortgage Broking.

    Outside the office: Playing basketball and riding my motorbike to stay active and focused.

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Glaiza Fernandez

Parabroker

  • With nearly seven years of experience in mortgage loan processing and asset finance, I possess a deep understanding of Australian lending procedures. As a Parabroker, I manage the end-to-end application process, taking responsibility for document verification, compliance with industry regulations, and client engagement. By meticulously overseeing the full loan lifecycle, I make sure our brokers can focus purely on strategy while I drive the execution.

    Core Focus: End-to-end application management, document verification, compliance, and post-settlement support.

    Outside the office: Enjoying the simple comforts of home and watching a good series to help me maintain clarity and focus in my career.

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Liz Vallejo

Settlements Officer

  • Working as a Settlements Officer, I manage settlement schedules and coordinate directly with banks, brokers, and legal professionals to ensure funding progresses on schedule. I am detail-oriented and meticulously organised, taking pride in preempting potential roadblocks before they arise. By maintaining clear communication and strict oversight across all parties involved, I am completely committed to making the final stages of the finance journey seamless, efficient, and stress-free for our commercial and residential clients.

    Core Focus: Settlement coordination, clear communication, and timeline management.

    Outside the office: Personal growth, meaningful conversations, and music.

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Rebecca Reyes

Executive Assistant

  • As the Executive Assistant to the Director, I bring over seven years of operational experience across the finance, real estate, and automation sectors. I play a key role in supporting the overall flow of the business, managing calendars, coordinating priorities, and providing comprehensive end-to-end operational support. Highly adaptable and reliable, my ability to proactively anticipate needs ensures our leadership team can maintain complete focus on delivering premium client outcomes and ensuring smooth daily operations.

    Core Focus: Executive support, business operations flow, and priority coordination.

    Outside the office: Oil painting, cooking, music, and caring for 11 rescue cats and dogs.

Mia Aquinde

Onboarding Specialist

  • As an onboarding specialist, I provide administrative support to ensure the timely completion of funding applications. Drawing on my experience in document review, clear team coordination, and keeping clients informed, I enjoy managing the moving parts of a commercial deal so that nothing ever falls through the cracks. My focus is entirely on driving a frictionless loan fulfilment and delivering an exceptional service experience for our commercial and residential clients.

    Core Focus: Loan processing, compliance review, and loan fulfilment.

    Outside the office: Balancing a rewarding career with life as a busy mum and fur-mum.

Invested in Queensland

We believe every child deserves the chance to fit in at school, regardless of their background. That’s why we have partnered with Inclusive Kids, a local charity providing meals, shoes, and school essentials to Sunshine Coast children facing poverty or illness.

Giving back on every deal.

We donate $25 from every settled loan directly to the fund. Because Inclusive Kids ensures 100% of donations go to families — covering zero admin costs — we know our contribution makes an immediate, tangible difference to a local child's life.

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Inclusive Kids charity logo.

Capital solutions for every stage of business