Financial Solutions Tailored for Healthcare Professionals

At Queensland Capital Solutions, we understand the unique financial demands of healthcare professionals. Our Medico Finance solutions are designed for various healthcare providers, including Medical Specialists, GPs, Dentists, Veterinarians, Occupational Therapists, Osteopaths, Physiotherapists, and Chiropractors. We are committed to providing seamless support to help you achieve your financial goals.

Why do Healthcare Professionals love us?

Competitive Interest Rates: Enjoy low interest rates for healthcare professionals, including GPs and Medical Specialists, to facilitate cost-effective borrowing solutions.

Enhanced Loan-to-Value Ratios (LVR)*: Eligible professionals such as Dentists, Veterinarians, and Physiotherapists can benefit from LVRs up to 95%, allowing substantial borrowing with minimal initial investment.

Lenders Mortgage Insurance (LMI) Benefits*: Professionals like Chiropractors, Occupational Therapists, and Osteopaths can enjoy waivers or significant reductions on LMI for loans exceeding 80% of a property’s value, lowering initial costs considerably.

Customised Loan Packages: Tailored loan solutions include benefits such as flexible repayment terms of up to 30 years, fee waivers, and offset accounts, all designed specifically for healthcare professionals.

Flexible Income Assessment: QCS understands complex income scenarios typical for healthcare professionals. We partner with lenders skilled in medical finance, allowing us to tailor a strategy for assessing your borrowing capacity.

Efficient Application Process: Our dedicated team of finance experts streamlines the loan application process, offering fast processing to accommodate the demanding schedules of healthcare professionals.

Establishing or Growing Your Practice?

When it comes to establishing or growing your practice, whether you’re an Occupational Therapist, Osteopath, or any other healthcare provider, Queensland Capital Solutions provides financial support tailored to the unique needs of healthcare practitioners. Medico Loans are crafted to support your ambitions, offering distinct financing options, flexible interest rates, and comprehensive financing solutions tailored to each profession’s needs.

Advantages of Medico Practice Loan

Distinct Financing Options: Choose separate financing for goodwill and necessary equipment to optimise your financial strategy.

Flexible Interest Rates: Fixed and variable rates to suit your financial planning needs.

Accessibility to Funds: Utilise the redraw facility to manage unforeseen expenses effectively.

Comprehensive Financing*: Finance up to 100% of your practice purchase price.

Repayment Flexibility: Tailor your repayments with options for Principal + Interest or Interest-only, adapting to your practice’s cash flow.

Cost Efficiency: Benefit from no annual fees, ensuring more of your resources are invested directly into your practice.

Wealth Creation Through Property Investment

We specialise in helping busy professionals like you expand their investment portfolios through strategic property investment. Whether you’re interested in commercial properties, residential estates, or development sites, our Medico Finance solutions are designed to cater to your unique financial needs and ambitions.

Our Property Finance Services Include:

Commercial and Residential Property Loans: Tailored financing options for purchasing office spaces, clinics, residential properties, or mixed-use buildings.

Development Finance: Support professionals looking to venture into property development, covering everything from small projects to significant developments.

Investment Strategy Formulation: Expert advice on creating a property investment strategy that aligns with your long-term financial goals.

Commercial Property Finance: Secure your Business Future

At Queensland Capital Solutions, we offer tailored Commercial Property Finance solutions, enabling you to secure the future of your business by owning your own commercial property. Whether you’re looking to purchase through your Self-Managed Super Fund (SMSF) or traditional financing methods, our expert team is here to guide you through every step.

Benefits of SMSF Property Investment:

Control and Flexibility: Investing in commercial property through your SMSF gives you control over your retirement savings and investment choices.

Tax Efficiency: Benefit from reduced tax liabilities, with rental income and capital gains taxed at concessional rates within the SMSF.

Asset Protection: Property held within an SMSF is generally protected from creditors, offering a secure investment option.

Upgrade your Practice with Medico Equipment Finance

Equip your practice with the latest technology and tools for top-notch care. Our Medico Equipment Finance solutions support a wide array of healthcare professionals. Whether you’re upgrading existing assets or expanding your practice with new assets, Medico Finance offers tailored solutions to streamline the process of purchasing vehicles and equipment.

Upgrading your healthcare practice’s equipment is vital to maintaining these high standards. Our Asset Finance solutions are designed to support your practice in acquiring everything from essential dental tools to advanced medical imaging equipment like MRIs for veterinary practices, whether new or used. Together, we assess your equipment needs and create a repayment plan that aligns seamlessly with your financial goals.

Benefits of Medico Equipment Finance

Zero Deposit Required*: Begin your equipment upgrade journey without any initial financial burden.

Fixed Rate Certainty: Fixed rates provide stability in your financial planning.

Flexible Repayment Structures: Customise your repayment schedule to align with your budget and cash flow needs.

Extended Loan Terms: Enjoy loan terms of up to 7 years for a comfortable repayment timeline.

Equipment Refinancing: Optimise your financial arrangements through refinancing options.

Cash Flow Finance for Healthcare Businesses

Maintaining a healthy cash flow is crucial for the seamless operation of your healthcare business. Our Cash Flow Finance solutions are tailored to the unique needs of healthcare professionals, providing the support you need to navigate fluctuations in revenue, manage expenses, and confidently take advantage of growth opportunities.

Key Features

Working Capital Support: Access funds to manage cash flow, cover operating expenses, and fuel growth initiatives.

Flexible Repayment Options: Repayment structures are tailored to your business’s cash flow cycles.

Quick Access to Funds: Fast approval and funding processes enable prompt responses to cash flow needs.

Competitive Interest Rates: Minimise financing costs with competitive rates.

Transparent Fees: Clear fee structures with no hidden charges.

Tailored Support for Medical Professionals

At Queensland Capital Solutions, we understand the demands of healthcare professionals. That’s why we offer tailored support to fit your busy schedule and assist you with all your financial needs.

  Flexible Appointment Times: We offer before- and after-hours appointments to accommodate you and ensure you can talk to our QCS finance brokers at a time that works best for you.
Ongoing Collaboration: We collaborate with your business bankers, financial planners, and accountants to ensure your entire financial team is on the same page.
Dedicated wealth and lending app: Our dedicated wealth and lending app will help you always stay on top of your financial position, providing real-time updates and easy access to your financial information.

Sign up for our QCS Wealth App

Queensland Capital Solutions is dedicated to helping healthcare professionals with tailored financial solutions that address their unique needs. Whether you’re a dentist, chiropractor, physiotherapist, veterinarian, or any other healthcare provider, our comprehensive range of services, including Practice Loans, Equipment Finance, and Cash Flow Finance, is designed to support your practice’s growth and success.

With competitive interest rates, flexible repayment options, and personalised guidance, we aim to be your trusted financial partner on your journey toward achieving your professional and financial goals.

Contact us or Book an appointment today to learn how Medico Finance can make a difference in your practice.

*Terms and conditions apply

Get in touch with us

At QCS we understand the importance of being flexible so we give you the power to set your own appointment. Monday to Friday day from 7am to 7pm. Receive personalised advice and tailored solutions for your asset finance needs. Secure your asset finance today with Queensland Capital Solutions.

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